What Can You Do About Credit Report Errors?

credit report errorsIs there anything you can do about credit report errors?

YES!  If you find errors, you can contact the three main credit reporting agencies:

  • Equifax

  • Transunion

  • Experian

To dispute a Credit Report Error, you will need to go online and fill out a dispute form or write a letter to:

 

Equifax (800) 238-8067
Mail to:
Equifax Disputes
PO Box 740256
Atlanta, GA 30374-0256

 ______________________

Experian (714) 830-7000

Mail to:
Experian
Attn: Disputes
475 Anton Blvd.
Costa Mesa, CA 92626

 ________________________

TransUnion (800) 916-8800
Mail to:
TransUnion Consumer solutions
PO Box 2000
Chester, PA 19022-2000

What do you need to dispute a Credit Report Error?

  • A statement or settlement letter from the creditor showing that the account balance was paid or settled-as-agreed
  • A copy of the canceled check proving payment was received

Follow up in about 2 weeks if you do not receive any confirmation that the error has been corrected.

BEWARE OF COMPANIES THAT CLAIM TO BE ABLE TO CORRECT ERRORS AND IMPROVE YOUR CREDIT SCORE! ! !

The Federal Trade commission (FTC) has good information on how to correct credit report errors.  CLICK HERE

For a FREE Credit Report, go to www.annualcreditreport.com.

If you need professional help, we have been helping clients for almost 10 years to settle debts for much less than they owe!

For mor information on fixing Credit Report Errors or to get help eliminating your debt, Give us a call!

1-877-492-4109

or Click on the link below

Credit Report Errors


 

 

 

 

 

 

Tags: credit report errors, ftc, credit repair, credit report dipute