We get asked this question nearly every day. So, it's time to answer the question:
Can Social Security Disability check be garnished?
The simple answer is SOMETIMES. Social security disability benefits can be garnished. However, garnishment can only be carried out in a few specific instances. According to the social security administration, social security disability benefits may only be garnished to enforce child and alimony obligations, pay federal tax and debts owed to the IRS, and pay debts owed to federal agencies.
Your Social Security Disability checks CAN be garnished if:
- You have alimony or child support obligations
- You have a delinquent student loan
- You owe taxes or IRS penalties
Creditors, however, are NOT entitled to garnishment provisions for social security disability benefits.
Your Social Security Disability checks CAN'T be garnished if:
- You are delinquent on a personal loan
- You are delinquent on a car loan
- You are delinquent on a credit card debt
However, if you are behind on a personal loan, car loan, credit card or other type of debt, you need to set up a plan to get the debt caught up and on a re-payment schedule. There are programs, such as Debt Consolidation & Debt Settlement, that can help to reduce your monthly payment, lower or even eliminate the interest being charged, and get you out of debt FAST!
Our Solutions Specialist can help you decide what is the best option for you. Give us a call for a Free Debt Elimination Consultation or click on the link below!
1-877-492-4109
photo by: the Italian voice
