When you contact the Debt Settlement Company (DSC), do you fee like they are more interested in getting you to sign up or do they take the time to do a complete analysis of your particular financial situation? If so, be careful. Read on to learn what to look for in the Best Debt Settlement Companies.
#1 The best debt settlement companies want to know several things about you and the debt you have incurred such as:
- What type of debt do you have?
- Is is secured or unsecured?
- How did you get too much debt or behind on your debt?
- Are you employed?
- What is your monthly budget? In other words, how much to do bring home and how much do you pay out each month. VERY IMPORTANT!
- If you are retired, is your retirement income (pension, retirement fund, social security) deposited seperately and NOT CO-MINGLED with other income you might earn from another job. This is critically important!
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#2 The best debt settlement companies will assign you a counselor or account representative that you can always contact with any question or concerns.
If you feel like you are getting "shuffled from one person to another", be wary!
#3 The best debt settlement companies charge fees that are consistent with the industry and comply with their particular states laws or guidelines.
#4 The best debt settlement companies will rate very high with their local Better Business Bureau (BBB).
It is not necessary for them to be accredited with the BBB, but make sure to check out any complaints or issues this company may have had. The best debt settlement companies should have an A rating or higher!
Got to --> the Better Business Bureau
#5 Finally, the best debt settlement companies will follow through with you after you have requested information and or a financial analysis. If you have to call them back or feel like they are "too busy" to help you,...keep looking!
