As strange as it seems, closing credit card accounts will actually hurt your credit score.
Debt Relief Blog
Credit Repair…DIY or Pay for Services?
When it comes to the subject of “Credit Repair”, you have choices. Should you Do it Yourself or Pay someone for credit repair services?
The Difference Between a Chapter 7 and a Chapter 13 Bankruptcy
Illegal Debt Collection Practices in California
Debt collectors practice abusive tactics everyday, but what JPMorgan/Chase did in California got them in serious trouble with the State Attorney General!
Advantages of Debt Settlement in Texas
If you live in Texas, you have some unique laws that make debt settlement a great way to eliminate old credit card or other unsecured debts.
3 Tips on How to Survive With Too Much Debt
According to a report issued by the United States Federal Reserve System, as of July 2012: Total US credit card debt was over $793 BILLION DOLLARS! The average credit card debt per household was $15,799. One out of 4 stated that their personal debt had increase by 26% in the last 12 months! 76% of… Read more »
Don’t Ignore Your Tax Bill!
If you owe taxes to either the IRS or to your state, don’t ignore your tax bill!
3 Tips on How to Repair Your Credit Report
What To Do If You Receive a 1099-C
Have you had a debt settled for less than you owe? If so, chances are pretty good that you also received a 1099-C for the amount of the “forgiven” debt amount. WHAT? How can that be possible?
Can a Debt Collector Garnish Your Wages or Other Income?
Can a Debt Collector Garnish Wages or Other Income? It depends… Debt collectors may or may not be able to garnish your wages or other income.
Don’t Mess With Texas!
If you live in Texas and are having problems paying your debts, you have some specific protection from debt collectors that other states don’t provide!
Oregon Debt Collection, Know Your Rights!
The amount of debt the average American has been estimated to be close to $8,000! If you get behind on paying your debts, get ready to hear from DEBT COLLECTORS!
Is Bankruptcy Better Than Debt Settlement?
Making the choice between BANKRUPTCY and DEBT SETTLEMENT can be a daunting task. The fact is, one is not the clear winner. The option you choose will depend on several factors.
Debt Management vs. Debt Settlement: Weighing the Options
DEBT MANAGEMENT vs. DEBT SETTLEMENT – What’s the Difference? It’s important to know that one program does not solve all problems.
How to Stop Abusive Debt Collection Practices
You do not have to put up with abusive debt collection practices.