If you have had a debt “forgiven”, and receive a 1099-C, how do you avoid paying taxes?
Debt Relief Blog
How Does Consumer Debt Collection Work?
Have you ever been contacted by a Debt Collector and wondered why they are calling you and how in the world they got your number? In this post, I will attempt to explain the Consumer Debt Collection process and what to expect when they start contacting you.
How to Correct Errors on Your Credit Report in 3 Easy Steps
You CAN correct errors on your credit report in 3 easy steps! Step #1 – Get a Copy of your Credit Report
Can a Debt Collector Garnish Retirement Income?
Can a Debt Collector Garnish Retirement Income? The answer is NO!
6 Things That CAN’T Hurt Your Credit Score
You want a good, clean credit report, right? Of course you do. We all want to keep our credit as tidy so we can borrow money at a low interest rate and keep our insurance rates and security deposits down. It is very important to work on raising your credit score, but it is also… Read more »
Wage Garnishment in Oregon
If you are delinquent in paying your debts, a creditor can decide to pursue all legal avenues including wage garnishment.
How to Find the Best Debt Settlement Companies
When you contact the Debt Settlement Company (DSC), do you fee like they are more interested in getting you to sign up or do they take the time to do a complete analysis of your particular financial situation? If so, be careful. Read on to learn what to look for in the Best Debt Settlement… Read more »
How Long is the Statute of Limitation on Credit Card Debt?
If you have old credit card debt, you may be wondering how long a collector has to collect.
3 Easy Ways to Save Money
5 Benefits to Debt Consolidation Loans
Do you find it difficult to manage multiple debt payments and due dates each month? If you don’t stay organized you can easily pay your bills late and that can add up to hundreds of dollars in late and over limit fees.
Can a Creditor Levy My Bank Account?
Can A Debt Collector Call Me at Work?
Can a debt collector call me at work? Creditors are notorious for violating the Fair Debt Collection Practices Act (FDCPA). This LAW is supposed to protect consumers from unscrupulous and ILLEGAL debt collection activity! However, most consumers are unaware of their RIGHTS UNDER THE LAW and are intimidated.
Are Social Security Benefits Subject to Garnishment?
Can Social Security be garnished?
How Can You Stop an Oregon Wage Garnishment?
Even though you are behind on your debts, your creditors do not necessarily have the right to garnish your wages! An Oregon wage garnishment can be stopped, but you must understand the process.
DIY Credit Repair
DIY credit repair is not as hard as you think!