We get asked this question nearly every day. So, it’s time to answer the question:
Debt Relief Blog
Debt Settlement vs. Bankruptcy: Weighing the Options
Debt Settlement vs. Bankruptcy? Choosing between debt settlement and bankruptcy in while facing a huge pile of debt is a tough decision to make. It is important to understand that although both debt settlement and bankruptcy offer Debt Relief, they work very differently. In order to make an informed decision, you need to understand the… Read more »
How to Raise Your Credit Score Using a SECURED Credit Card
What is a SECURED CREDIT CARD? A secured credit card is one on which you don’t have to make monthly payments. It doesn’t add to your debt because you have to load money onto the card before you are able to use it. The amount you place on the card is your available credit. It… Read more »
Now that the honeymoon is over, it’s time to face your Wedding Debt!
Got Wedding Debt? The average wedding costs approximately $26,000. No wonder many couples find themselves entering their new marriage in debt. Money troubles are the number one cause of marital discord and you don’t want them hanging over your new marriage. Here’s how to enjoy your life as newlyweds free from debt.
What Can You Do About Credit Report Errors?
Is there anything you can do about credit report errors? YES! If you find errors, you can contact the three main credit reporting agencies:
I RECEIVED A SUMMONS?
The doorbell rings and you are handed a summons regarding one of your past due credit accounts.
What to Do to Stop a Wage Garnishment
In most states, a wage garnishment for non-payment of debt is approximately 25% of your net, after-tax income.
Stop Creditor Calls in 2 Easy Steps
The Truth about Debt Relief
Whether you ae a shopping addict or use your credit cards to pay your bills, there may come a time when you need help to help organize your bills, repay your debt, and improve your finances. For some, Debt Relief is the answer. But before you jump in head first, it’s time for a course… Read more »
Budgeting for Summer Fun!
School’s Out For the Summer! Along with the warmer weather of summer in most cases also come extra expenses of summer. While you may budget your monthly expenses, it is also important to figure out what extra expenses you may have over the next few months and work them into your monthly budget instead of having… Read more »
Budgeting Money Makeover
Unless you’ve been living under a rock, you’ve probably heard of Dave Ramsey and his Total Money Makeover. In this video, Budgeting Money “Makeover”, he talks about budgeting and becoming the CFO of You, Inc. What a concept!
Debt Validation
If a debt collector contacts you and claims you owe a debt, how can you make them prove that you still owe it?
How Can I Prove That a Debt Was Settled?
Many consumers are drowning in debt such as: Credit Cards Store Cards Personal Loans Medical Bills
Easy Guide to Managing Debt
At some point in our lives, most of us have borrowed too much. If you’re in over your head, don’t despair. But make no mistake: You must learn to live on what you earn.
5 Common Mistakes People Make When TRYING TO GET OUT OF DEBT
Are you trying to get out of debt but having trouble paying down your credit card bills? If so, then there’s a good chance you are making some simple mistakes. If you go about it the right way, and you can avoid these common mistakes, then you have a real good chance of becoming debt… Read more »