3 VERY IMPORTANT tips on how you can STOP COLLECTION CALLS:
Debt Relief Blog
How to Eliminate Credit Card Debt Once and For All
Every day we get asked, “What’s the best way to eliminate credit card debt?” In order to eliminate credit card debt, you have a few options: Hit the lottery and pay them off in a lump sum! Continue making minimum payments Enroll in a Credit Counseling Program or Debt Management program Enroll in a Debt… Read more »
5 Bad Habits that lead to DEBT DISASTER
Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it.
Your Debt Settlement Questions ANSWERED
What Happens to Credit Card Debt After Death?
My spouse died. Am I responsible for paying off the debt?
Paying Off Credit Card Debt – A Variety of Options for You
In order to pay off credit card debt successfully, it is important to commit yourself to improving your financial situation for the long term. There is no such this as a quick fix. Getting out of debt takes dedication and a realistic plan. With so many options to choose from, it can be overwhelming to… Read more »
Characteristics of the Best Debt Settlement Companies
What Can a Debt Collector Do?
What legal options can a debt collector exercise in trying to collect an outstanding debt?
Dealing with Unemployment, DEBT, & Depression
Your DEBT RELIEF Options
So you’re ready to get out of debt once and for all. The question is, how do you do it and what options do you have. I’m going to share the options available to you as well as the pros and cons of each.
Debt and Marriage: 10 Debt Questions to Ask BEFORE You Get Married
Money is one of the topics couples fight about most often. Debt brought into marriage is an especially troublesome part of many couples’ money problems. Research shows that debt brought into marriage is the number one problem for newlyweds. Unfortunately, debt never rests, sleeps, or goes on vacation and as long as you have debt… Read more »
Improve your credit score
Improve Your Credit Score When many people think of credit reports and credit scores, they see them as important if you want to apply for a loan. And of course they are important when you apply for a loan. But your credit report and score are also absolutely critical to getting rid of debt. With… Read more »
Can Social Security be Garnished?
I received a summons for a credit card I cannot afford to pay. Can my Social Security check be garnished? If you are retired or disabled and your only income is from Social Security, that income cannot be garnished!
Fair Debt Collection Practices
The Fair Debt Collection Practices Act (FDCPA) provides the consumer with specific rights to protect from debt collectors.
What is a 1099-C AND what do I need to do when I get one?
What is a 1099-C? I you have had a debt settled or forgiven, you may receive an IRS Form 1099-C. If you or a Debt Settlement Company has helped you settle a debt for less than the balance, the difference is reported to the IRS by the original creditor as a loss. The IRS looks at… Read more »