I’ve been getting abusive calls from collectors and want to know: “What are the rules of Fair Debt Collection?” The Federal Trade Commission (FTC), is the nation’s consumer watchdog and enforces the Fair Debt Collection Practices Act (FDCPA). The FDCPA covers almost all debts, but doesn’t cover debts incurred to run a business.
Debt Relief Blog
How to Stop Wage Garnishment
Is the anything you can do to stop wage garnishment?
How to Legally Eliminate Debt
Is there a way to legally eliminate debt? Recently, a client contacted us after hearing that our programs were not recognized by the courts. So, let’s address this question:
Debt Settlement Help
Too much debt? You may need debt settlement help. You’ve done your best to keep up with all of the credit card or unsecured debt you have, but there is just no way to keep up with the payments any longer.
Are Stipulated Agreements a good deal?
If a judgment has been entered against you for a delinquent, unsecured debt, you may be offered a stipulated agreement.
Hardship Plans…BE CAREFUL !
You are late or behind on your credit card payments. The agent calls and tells you about Hardship Plans. Is this a good deal?
Debt Relief Solutions
Credit Card Debt Negotiation
Credit Card Debt Negotiation
Debt Consolidation vs. Debt Settlement
Debt Consolidation vs. DebtSettlement It is very important to know exactly how much money you have coming in and how much is going out each month before you decide if a Debt Consolidation or Debt Settlement Program is best for you. A basic home budget does not have to be complicated. You just… Read more »
Is Settling Credit Card Debt on Your Own a Good Idea?
Is Settling Credit Card Debt on Your own a Good Idea? People call in asking about our Debt Settlement program every day. Once we discuss the program and how it works we are often asked the question, ” Why can’t I just settle these debts on my own?”
How to Stop Collection Calls
How to Stop Collection Calls
Common Collection Practices
Common Collection Practices Although the Fair Debt Collection Practice Act (FDCPA) was passed in order to protect a consumer’s rights during the collection process, many collection agents violate the law and you should be aware of what a collector can and cannot do.
What You Need To Know About Credit Card Debt Repair
What You Need to Know About Credit Card Debt Repair Many people call in asking us about credit card debt repair.There are many companies who call themselves “credit repair” companies. They claim to be able to remove negative items from you credit report in order to improve your credit score.
Top Credit Score Tips: 3 Top Tips to Raise Your Credit Score FAST!
Do you want to raise your credit score? Of course, we all do, but most of us simply don’t know where to start. Every situation is different and there is not one magic solution. However, If you follow these 3 top credit score tips, you will be suprised at how quickly you can significantly increase… Read more »
The Best Way to Eliminate Credit Card Debt
“I’ve got too much credit card debt! What’s the best way to eliminate it?”