Receiving a call or letter from a debt collector can be a scarry experience. Here's what you need to know and what to do so that you don't have to be afraid:
Debt Relief Blog
“Pay-to Delete”, Is This Ethical or Even Legal?
Over the last 15 years, I have come across all kinds of so-called "credit repair" suggestions and/or scams. One of these is called "Pay-to-Delete" or something like that. T