Debt Settlement Kept Us Out of Bankruptcy!
Debt Relief Blog
What Should You Expect From a Debt Settlement Program?
Trying to decide if you should enroll in a Debt Settlement Program?
Debt Settlement…How Does it Work?
Given the right circumstances, a Debt Settlement Program is an option that can give you freedom from debt! Here’s how a debt settlement program works:
What to Do if You Receive a Summons for Unpaid Bills
Receiving a summons can be a very stressful situation! Here’s what you should know about a summons and more importantly, what you need to do about it:
Don’t Panic if You Receive a Summons!
It’s bad enough to be under the stress and pressure of having too much debt and not being in a position to make adequate payments, but now, you get a SUMMONS!
“Pay-to Delete”, Is This Ethical or Even Legal?
Over the last 15 years, I have come across all kinds of so-called “credit repair” suggestions and/or scams.
Debt Collectors…Don’t Mess with Texas!
There are a few states that will not allow a debt collector to garnish wages, and Texas is one of them.
Oregon Wage Garnishment…How to Prevent…How to Stop
A wage garnishment can be financially devastating, taking 25% of you net, take-home paycheck! Here what you need to know to prevent or how to stop garnishments. A wage garnishment doesn’t “just happen”. After years and years of assisting people with debt problems, it still always amazes me when one of our prospects or newer… Read more »
Don’t Be Afraid of Debt Collectors!
Receiving a call or letter from a debt collector can be a scary experience. Here’s what you need to know and what to do so that you don’t have to be afraid: Debt collectors (for the most part), are just trying to collect monies owed. They are not “evil” or “our to get you”. If you… Read more »
Wage Garnishment in Oregon…Know Your Rights!
If you receive a notice that your wages are going to be garnished, you need to act, and act fast! Here’s some helpful tips you can use: Here at Debt Relief NW, it seems like we get dozens of calls weekly from people who “just found out”, that their pay check was going to garnished!… Read more »
Beware of Debt Collection Scams!
Being in a financially stressful situation is bad enough, but then add to that a call or letter from a “so-called” debt collector that threatens fines and/or imprisonment can be happen! Here’s what you need to know and what you can do about it:
Do Not Let Debt Collectors Intimidate You!!!
Dealing with a debt collector can be very intimidating.
Enrolled in a Debt Settlement Program? Now What?
Making the decision to enroll in a Debt Settlement Program brings a whole lot of different things to prepare for and get comfortable with.
How to File IRS Form 982 After Receiving a 1099C
When a debt is settled (IRS says, “forgiven”) for more than $600, you may receive a form 1099C that seems to say that you are going to have to pay more tax! Here’s what you need to do to have the “forgiveness” excluded as additional income:
How to Deal With a Wage Garnishment in Oregon (or most any state!)
If you think it is hard to make ends meet now, what would you do if you had 25% of your paycheck taken as a result of a garnishment?