Debt Relief Blog

Although it can be a little hard to understand, knowing what goes into determining a credit score can be very helpful!

I’ve been helping people deal with debt issues and more specifically, debt collectors for many years.  It still amazes me that some (not all) unscrupulous debt collectors are still violating the Fair Debt Collection Practices Act and yet, are not facing charges. 

Debt Settlement is a viable option for many consumers who are faced with too much debt and are not able to meet the minimum payments required. 

Approximately 7 out of 10 consmers have one or more errors on their credit reports!  Here are simple instructions on how you can dispute them and have them removed.

When faced with too much debt, just making the required minimum payments may not be possible.  Debt Settlement may be your best option.  Just how does Debt Settlement work?

It is estimated that approximately 70% of us have one or more errors on our credit report!  Here’s how to dispute those errors and get them corrected:

If you are only making minimum payments on your credit cards, it may take you years…that’s right YEARS to finally pay off all of your cards!  But, by making a few adjustments, you could be be DEBT FREE in a much shorter period of time and SAVE thousands of dollars in interest and fees!

There are several things anyone can do to increase their credit scores. Here are a few tips you can use. As you know, your credit score is very important.  Lenders determine not only if you are qualified for a loan, but also if you are qualified for a better interest rate and/or terms than the… Read more »

If you have had a debt settled or forgiven that is greater than $600, most likely you will be receiving a 1099-C from the IRS.  Do you have to pay additional tax?