We’ve all been though a very unusual and stressful couple of years due to Covid and the resulting ramifications such as:
Covid, Loss of Income, Debt, Bills… What Can I Do?
Tag: alternatives to bankruptcy
Don’t Be Afraid of Debt Collectors!
Receiving a call or letter from a debt collector can be a scary experience. Here’s what you need to know and what to do so that you don’t have to be afraid: Debt collectors (for the most part), are just trying to collect monies owed. They are not “evil” or “our to get you”. If you… Read more »
Why Can’t You Include Student Loans in Bankruptcy?
If you are considering filing for bankruptcy, you may be wondering: Does filing for bankruptcy get rid of my student loans?
How does bankruptcy affect my credit score?
NO!! Stop! Don’t do it. . . .you’ll regret it! After filing for bankruptcy, you will be wailing like the witch from Wizard of Oz, “No. . .I’m melting. . .aaaaa!”
Can you file bankruptcy with student loans?
Student loans are a necessary evil for most people. In order to get a good education after High School, you apply for scholarships, grants, and any other sort of financial aid available. If you are very lucky, you have a college fund set up and ready to pay for that fancy education. If you are… Read more »
Debt Settlement vs. Bankruptcy: Weighing the Options
Debt Settlement vs. Bankruptcy? Choosing between debt settlement and bankruptcy in while facing a huge pile of debt is a tough decision to make. It is important to understand that although both debt settlement and bankruptcy offer Debt Relief, they work very differently. In order to make an informed decision, you need to understand the… Read more »
Your Debt Settlement Questions ANSWERED
Do It Yourself Debt Settlement
Before you attempt DO IT YOURSELF DEBT SETTLEMENT, you may want to consider what’s involved.
7 things to AVOID before filing bankruptcy
Are you thinking you may have to file bankruptcy? If so, here are 7 things to AVOID before filing bankruptcy: 1. Do not pay back money to friends or relatives. If you have borrowed money from family members or friends, now is not the time to pay them back. If you make any payments like… Read more »
How to Stop Debt Collector Calls
Need help putting a stop to collection calls? Try this:
Why will creditors settle my debts for less than what I owe?
Here’s a great question that we get all of the time. “Why would my creditors settle my debts for less?” If you don’t know mych about the process of Debt Settlement, you might be skeptical of the claims that your creditors are willing to significantly reduce your debt. It may be hard to believe at first,… Read more »
Help! Get me out of debt!
Too much debt? Not enough money? What can you do?
Debt Elimination Plan
What is the best debt elimination plan?
I need debt settlement advice!
A prospect wrote, “Christmas is over and I charged too much!” Can you help with debt settlement advice?
What is the best way to eliminate credit card debt?
When faced with too much credit card debt, you really only have 5 options: