When faced with too much credit card and other unsecured debts, you really have only a few options. Here’s some tips how to determine your best option? I’m talking about credit card debt as well as other unsecured debts such as:
Tag: credit card debt
Wage Garnishment in Oregon…How to Stop
Here’s some very helpful tips on how to put a stop to wage garnishment in Oregon. First you must understand that a debt collector cannot simply be awarded a wage garnishment for unsecured debts without first having gone through the legal process:
How Oregonians Can Find Debt Relief
If you live in Oregon, I’ve got some good news on how you can find debt relief! If you are fighting each month to just barely get by, you are not alone. Statistics abound about how the average family has several credit cards and several thousands of dollars of debt.
Basic Debt Settlement Information for Beginners
Confused about Debt Settlement? Here are some easy to understand, basic information about debt settlement that will help.
Best Options for Credit Card Debt Relief
When you have too much credit card debt, you only have a few options.
3 Easy Tips to Stop Wage Garnishment
A wage garnishment because of unpaid bills can be devastating!
How to Avoid Bankruptcy Using Debt Settlement
When is Bankruptcy the Best Option?
When you have so much debt that you are not able to keep up with the minimum payments, your options are limited:
Should I Close Credit Card Accounts to Improve My Credit Score?
As strange as it seems, closing credit card accounts will actually hurt your credit score.
Advantages of Debt Settlement in Texas
If you live in Texas, you have some unique laws that make debt settlement a great way to eliminate old credit card or other unsecured debts.
3 Tips on How to Survive With Too Much Debt
According to a report issued by the United States Federal Reserve System, as of July 2012: Total US credit card debt was over $793 BILLION DOLLARS! The average credit card debt per household was $15,799. One out of 4 stated that their personal debt had increase by 26% in the last 12 months! 76% of… Read more »
What To Do If You Receive a 1099-C
Have you had a debt settled for less than you owe? If so, chances are pretty good that you also received a 1099-C for the amount of the “forgiven” debt amount. WHAT? How can that be possible?
Is Bankruptcy Better Than Debt Settlement?
Making the choice between BANKRUPTCY and DEBT SETTLEMENT can be a daunting task. The fact is, one is not the clear winner. The option you choose will depend on several factors.
5 Tips for a Debt Free Holiday Season
Although your intentions are good, you are likely to overspend again this holiday season. You probably know you should set a holiday budget, and you may have written expected costs next to each item on your shopping list. However, even if you enter the holiday shopping season with a budget in mind, it can be… Read more »