Black Friday or DEBT FRIDAY? How to enjoy it without going into debt

Picture it….. Black Friday 2011….. Not only have you paid off your credit card(s), you got an increase in your credit limit?  Awesome!  Uh-oh, there goes the evil laugh.  Oh, no–there goes the hands slapping together and rolling around while you contemplate what kind of shopping you could really do.  Yeah, you can just picture… Read more »

Debt and Marriage: 10 Debt Questions to Ask BEFORE You Get Married

Money is one of the topics couples fight about most often. Debt brought into marriage is an especially troublesome part of many couples’ money problems. Research shows that debt brought into marriage is the number one problem for newlyweds. Unfortunately, debt never rests, sleeps, or goes on vacation and as long as you have debt… Read more »

Why will creditors settle my debts for less than what I owe?

Here’s a great question that we get all of the time. “Why would my creditors settle my debts for less?” If you don’t know mych about the process of Debt Settlement, you might be skeptical of the claims that your creditors are willing to significantly reduce your debt. It may be hard to believe at first,… Read more »