There are only three states, Claifornia, Hawaii, and Massachusetts, that prohibit insurers from using credit information when calculating premiums. If you live in one of the other 47 sates, your low credit score could affect your insurance premium.
Tag: credit repair
Hard Pull vs Soft Pull – What is the difference?
When most people think of a credit check, they think of this vague thing where the someone checking their credit puts in their name and other private information and gets this number along with everything they have ever done wrong financially. However, it’s a little known fact that there are actually two kinds of credit… Read more »
Your Credit Report and Credit Score: Everything you need to know
As you are working to clean up your debt, it is extremely important to order copies of your credit report and credit score. You can easily get a copy of your credit report for free and your credit score will cost your around $15. The information found on these reports will directly affect the interest… Read more »
3 Ways to Remove Yourself From a Co-Signed Loan
We talk to a number of people who regret signing on the dotted line for their sister, best friend, boyfriend…… If they had just listened to Judge Judy in the first place, they would not be in this position. You should NEVER co-sign a loan for someoen unless you are married to them! That being… Read more »
How to Raise Your Credit Score Using a SECURED Credit Card
What is a SECURED CREDIT CARD? A secured credit card is one on which you don’t have to make monthly payments. It doesn’t add to your debt because you have to load money onto the card before you are able to use it. The amount you place on the card is your available credit. It… Read more »
What Can You Do About Credit Report Errors?
Is there anything you can do about credit report errors? YES! If you find errors, you can contact the three main credit reporting agencies:
How Can I Prove That a Debt Was Settled?
Many consumers are drowning in debt such as: Credit Cards Store Cards Personal Loans Medical Bills
Your Debt Settlement Questions ANSWERED
5 Tips: How to Improve Your Credit Score
Here are 5 tips that you can use to improve your credit score: 1. Check the accuracy of your credit report
What You Need To Know About Credit Card Debt Repair
What You Need to Know About Credit Card Debt Repair Many people call in asking us about credit card debt repair.There are many companies who call themselves “credit repair” companies. They claim to be able to remove negative items from you credit report in order to improve your credit score.
Top Credit Score Tips: 3 Top Tips to Raise Your Credit Score FAST!
Do you want to raise your credit score? Of course, we all do, but most of us simply don’t know where to start. Every situation is different and there is not one magic solution. However, If you follow these 3 top credit score tips, you will be suprised at how quickly you can significantly increase… Read more »