A wage garnishment can be financially devastating, taking 25% of you net, take-home paycheck! Here what you need to know to prevent or how to stop garnishments. A wage garnishment doesn’t “just happen”. After years and years of assisting people with debt problems, it still always amazes me when one of our prospects or newer… Read more »
Receiving a call or letter from a debt collector can be a scary experience. Here’s what you need to know and what to do so that you don’t have to be afraid: Debt collectors (for the most part), are just trying to collect monies owed. They are not “evil” or “our to get you”. If you… Read more »
Calls from debt collectors can be very annoying. For some, the calls are so bothersome that phone numbers have to be changed or disconnected to stop debt collection calls.
Annoyed with debt collector calls?
Debt relief programs are rapidly increasing in popularity. When creditors are breathing down your back, you need someone to help you take care of the problem. However, you want to make sure that you actually owe those debts before you pay them. This is when the process of Debt Validation becomes extremely important. Debt validation,… Read more »
Getting behind on bills is a scary position to be in. Dealing with debt collectors is never fun, but the good news is that even if you owe money to a creditor, you still have rights. The Fair Debt Collection Practice Act (FDCPA) It doesn’t matter if the collector works for a collection agency, a… Read more »
In most states, a wage garnishment for non-payment of debt is approximately 25% of your net, after-tax income.