Is Debt Settlement Better Than Bankrupcty?

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As the Director of Settlement Services at Debt Relief, I am often asked… “Is Debt Settlement better than bankruptcy?”  I wish that this was a simple answer, but the correct answer is that is all depends. In this case I am talking about unsecured debt such as: Credit Cards Unsecured Personal Loans Store Card Accounts… Read more »

How to Read a Credit Report Like a Pro!

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Does reading your credit report make you feel like this?  Getting a copy of your credit report is simple to do right from your home computer using AnnualCreditReport.com.  When you have your credit report, you’ll be able to see what your creditors are saying about you. However, credit reports can be a little confusing and… Read more »

Why will creditors settle my debts for less than what I owe?

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Here’s a great question that we get all of the time. “Why would my creditors settle my debts for less?” If you don’t know mych about the process of Debt Settlement, you might be skeptical of the claims that your creditors are willing to significantly reduce your debt. It may be hard to believe at first,… Read more »