The Importance of Debt Validation

Debt relief programs are rapidly increasing in popularity. When creditors are breathing down your back, you need someone to help you take care of the problem.  However, you want to make sure that you actually owe those debts before you pay them. This is when the process of Debt Validation becomes extremely important. Debt validation,… Read more »

How to Cope with Financial Stress with 3 Simple Tricks

There is nothing more stressful than being in debt. Every morning people in debt wake up and think about what they can do, and they go to sleep at night worrying about it as well. They aren’t alone. According to the Washington State Department of Financial Institutions, 40 percent of American families live beyond their… Read more »

Debt Settlement vs. Bankruptcy: Weighing the Options

Debt Settlement vs. Bankruptcy? Choosing between debt settlement and bankruptcy in while facing a huge pile of debt is a tough decision to make. It is important to understand that although both debt settlement and bankruptcy offer Debt Relief, they work very differently. In order to make an informed decision, you need to understand the… Read more »

Paying Off Credit Card Debt – A Variety of Options for You

In order to pay off credit card debt successfully, it is important to commit yourself to improving your financial situation for the long term. There is no such this as a quick fix. Getting out of debt takes dedication and a realistic plan. With so many options to choose from, it can be overwhelming to… Read more »

Why will creditors settle my debts for less than what I owe?

Here’s a great question that we get all of the time. “Why would my creditors settle my debts for less?” If you don’t know mych about the process of Debt Settlement, you might be skeptical of the claims that your creditors are willing to significantly reduce your debt. It may be hard to believe at first,… Read more »