
I get calls every month from people who say they are surprised that they have received a summons!
I get calls every month from people who say they are surprised that they have received a summons!
When a debt collector calls, it can be not only annoying, but also a little scary! But dealing with debt collectors does not have to be something you fear. Let me show you what to do…
If you receive a notice that your wages are going to be garnished, you need to act, and act fast! Here’s some helpful tips you can use: Here at Debt Relief NW, it seems like we get dozens of calls weekly from people who “just found out”, that their pay check was going to garnished!… Read more »
Being in a financially stressful situation is bad enough, but then add to that a call or letter from a “so-called” debt collector that threatens fines and/or imprisonment can be happen! Here’s what you need to know and what you can do about it:
Before you make the decision to enroll in a debt settlement program, here are some very important things to consider:
If you’ve been slapped with a WAGE GARNISHMENT, you need to know WHY it happened and HOW to put a STOP to it! A wage garnishment or bank levy/garnishment doesn’t just “happen”! Before a “writ of garnishment” can be granted to a creditor or debt collector, several things have happened:
If you get hit with a wage garnishment in Oregon, you are looking at having 25% of your take home pay garnished!
If you have received a Notice of Garnishment, DON’T PANIC! You may be exempt, but you must do your homework and act FAST! Although there are various types or reason for a garnishment, for the sake of this discussion, I’m talking about a garnishment as a result of not paying or being unable to pay… Read more »
You do not have to put up with abusive debt collection practices.
Most retirees ask me “Can my retirement income be garnished?” For the most part, the answer is NO when you are dealing with unsecured debts, such as: Credit Cards Personal Loans Medical Bills Store Cards Etc.
Can Social Security be garnished?
If you have a REVERSE MORTGAGE on your home, a creditor cannot garnish, levy or lien. If you are one of the millions of people who have decided to get a Reverse Mortgage (RM) on your home to help your financial situation, and have other significant debt, you need to understand what a creditor can… Read more »