Wage Garnishment in Oregon…How to Stop

Here’s some very helpful tips on how to put a stop to wage garnishment in Oregon. First you must understand that a debt collector cannot simply be awarded a wage garnishment for unsecured debts without first having gone through the legal process:

Can A Debt Collector Call Me at Work?

Can a debt collector call me at work? Creditors are notorious for violating the Fair Debt Collection Practices Act (FDCPA).  This LAW is supposed to protect consumers from unscrupulous and ILLEGAL debt collection activity!  However, most consumers are unaware of their RIGHTS UNDER THE LAW and are intimidated.

What is Fair Debt Collection?

I’ve been getting abusive calls from collectors and want to know: “What are the rules of Fair Debt Collection?” The Federal Trade Commission (FTC), is the nation’s consumer watchdog and enforces the Fair Debt Collection Practices Act (FDCPA). The FDCPA covers almost all debts, but doesn’t cover debts incurred to run a business.